Studying abroad is an exciting opportunity that opens the door to world-class education, global experiences, and long-term career potential. Germany is quickly becoming a top choice for students seeking a global quality education. It offers outstanding universities, excellent academic courses and a fun student experience. For international students thinking of studying in Germany, an important consideration is the student visa application.
One of the most important steps in your visa process is setting up a blocked account. This step is mandatory for non-EU students and often comes up early in the visa timeline, so it’s crucial to understand how it works and how to prepare. While it might sound complex at first, the process is actually straightforward—and with the right guidance, you’ll have your account set up in no time.
Whether you’re applying for a student visa or preparing to move for your studies, understanding the blocked account is essential for a smooth transition to life in Germany.
What is a Blocked Account?
A blocked account (Sperrkonto in German) is a special type of bank account required by the German government. It’s designed for international students and other non-EU nationals applying for a student visa or residence permit.
The blocked account acts as a financial guarantee—proof that you have enough money to support yourself during your time in Germany. For students, this is only needed for the first year of your studies, and you must open the account before your visa appointment.
But it’s not just a visa requirement, it’s a smart tool to help you plan and stay on top of your finances.
Study in Germany
Germany is becoming increasingly popular as an academic destination amongst international students
Opening a German Blocked Account is an essential step before the student visa application.
How does it work?
Once your account is open and the required amount is deposited, your funds will be “blocked,” meaning they can’t be withdrawn all at once. Instead, you’ll receive a fixed monthly allowance to cover living expenses such as rent, transport, food, and study materials.
After arriving in Germany, you’ll also need to open a regular bank account. Each month, money will be transferred from your blocked account to this local account, ensuring easy and consistent access to your funds. This system helps with budgeting and gives the German authorities peace of mind that you’re financially stable.
So while your money is technically “blocked,” it’s still accessible—just in manageable monthly portions.
How much to deposit
As of the latest official guidelines, students must block at least €992 per month, which totals €11,904 per year. This is the minimum required to cover your living expenses in Germany. Make sure to check for any updates before you apply, as the required amount can change.
Using Fintiba to Open a Blocked Account
One of the easiest and most trusted ways to open a blocked account is through Fintiba—a platform built specifically for international students coming to Germany. Fintiba is fast, secure, and recognised by German authorities.
All you need is your passport, a stable internet connection, and of course the required financial amount ready to deposit. The process is quick, online, and designed for students. To avoid any delays, it’s best to open your blocked account as soon as your university admission is confirmed. Tip: Make sure the account is opened in your name. This will keep the process smooth and prevent issues with your visa application.
Apply to study in Germany
Germany is an incredible destination for international students, offering high-quality education, an affordable cost of living, and fantastic post-study opportunities. But navigating the application process—from university choices to visa requirements—can feel overwhelming.
That’s where we come in.
At Global Study UK, we offer free, expert support every step of the way. Our experienced counsellors can help you:
- Find the right course and university
- Guide you through the application process
- Secure student accommodation
- Set up your blocked account
- Prepare your student visa application
We’ve helped thousands of international students begin their academic journeys abroad—and now it’s your turn.
Your Future Starts Here
Whether you’ve already decided on Germany or are still exploring your study abroad options, one thing is clear: your journey starts with the right guidance.
Let us help you turn your academic goals into a reality.
Register today, speak to our team, and take the first step toward studying in Germany.
Your future is waiting—let’s take off!
